This page outlines our Privacy Policy for the use of this Site; please read carefully before browsing or using it as this Policy contains important information about your legal rights.
Effective Date: January 2022
This website (collectively, this “Site”) is owned by MoneyBend.com and is operated by Ebru Krstic. This page discloses Our Privacy Policy for MoneyBend’s (also referred to as “We”, “Us”, or “Our”) website. As a result of using this Site, you fully comply with and accept everything contained within this Privacy Policy Page; this includes Our Terms of Use, Disclaimers, and other Policies mentioned or referenced herein (collectively, these “Terms”), without any exceptions. This Privacy Policy extends to all internet properties under Our name (MoneyBend.com), including, but not limited to, www.moneybend.com; other Services including any of Our social media profiles (under both usernames “MoneyBend” and “moneybenddotcom”); Our products; Our own online e-books (note that We do not partner with any other companies or authors for e-books or any other types of online material); and all additional Services provided by Us (including but not limited to all functionalities and advertising) across all digital platforms whether via computer, mobile or any other tablet or handheld device (together, referred to as Our “Services”).
This Privacy Policy applies to all information obtained by Us via any method or platform and tells you what personal and non-personal data We may collect from you. Please note that every aspect of this Privacy Policy may still apply, even if you elect private browsing.
By using MoneyBend.com, you are in agreement with and are consenting to the Policies listed on this page. This Privacy Policy, alongside Our Terms of Use, describe the factors that may affect Our content offering the personal information We collect through Our Site and how it is collected how content offering, the personal information We collect through Our Site and how it is collected, how We protect your data, how it may be shared, which parties will have access to it if any, and how you can limit Our sharing of it. The personal information mentioned involves your name, company, email address, billing address, credit information, your computer’s IP address, and any account-preference information you provide Us. This Privacy Policy also applies to all information collected by any third-parties and applications you interact with, including the collection of information on or through all other Services We provide and functionalities and advertising through all platforms.
Unless otherwise explicitly allowed or required by applicable law, by visiting Our Site and uploading and submitting any form of personally identifiable information via Our Site or as otherwise described in this Privacy Policy, you freely agree to the collection, use, and disclosure of your personal information in line with this Policy.
If you are not in agreement with any aspect of Our Terms of Use or Privacy Policy or are unwilling to be bound by them, do not access, browse, or use any part of Our Site or Our Services. It is advised and encouraged that you review Our Terms of Use and Privacy Policy Pages whenever you wish you browse, use, or access any part of Our Site to stay informed.
MoneyBend takes your privacy seriously; We are committed to protecting it. Therefore, We ask that you read through these Terms with caution and care.
Please note that this Privacy Policy does not govern or regulate the collection and use of personal information by Our partners, affiliates, associates, or any other site or organisation related or unrelated to Us. This Policy only includes the activities on Our Site and servers; if you visit a website or link that We refer to or link to, your personal information may be collected, stored, and used in a way that is different to Us. Therefore you should review their Privacy Policy before using and providing the site with your information.
Age Restrictions
We do not knowingly or consciously collect personal information from children under the age of 13. So, by accessing, browsing, or using Our Site or any of Our Services, you confirm that you are 18 (or at the least 13 years and above with the active involvement and supervision of a parent or guarding over the age of 18) or older. You also warrant that you can enter into a legally binding contract under applicable law. If you are under the age of 13, please do not send or submit any personal details to Us.
If you are a parent or guardian and believe your child has provided Us with such personal information and would like that deleted from Our records, email Us at info@moneybend.com. We will delete their information as soon as possible.
Data We Collect From You
As you access, browse, and use Our Site, We may use certain technologies and third-parties to obtain information from you in several different ways, these include;
General Browsing
We collect automatic, anonymous data from your web browser or mobile device about how you browse Our Site, which pages you visit and interact with, information about the device and browser you use, your network connection, the IP address of your computer/the proxy server you use to access the internet, and the time and date of your visit. When you consent to the collection of your information, We may collect data about the precise location of your device.
This information is purely used to see which areas of Our Site are most visited, enable Us to analyse trends among Our users, and improve the quality of Our visitors’ experience. We may also use the information mentioned above to provide you with advertisements or other forms of marketing.
Social Media
Our Site uses social media features such as sharing and liking for Our posts and blogs and posting information about your activities on Our Site to a social media platform of yours.
These features may gather your IP address and take note of which page of Our Site you are visiting; they can also set a Cookie in order to allow these features to work correctly. These features are either hosted by a third-party, partner or by Us directly. Your use of and experiences with these social media features are administered by the company’s Privacy Policy providing the features.
We may also perform giveaways across any of Our social media platforms. To enter into such giveaways, you are required to be 18 years and over and are required to provide Us with your personal details such as your first and last name, email address, and location (country and city). These social media platforms include, but are not limited to, Instagram, Facebook, Twitter, Pinterest, and Our Site. We will use the above-mentioned personal details to contact you regarding your participation in the giveaway or your experience with Our services as well as for marketing purposes.
Voluntary Submissions
We may collect and store the information that you provide voluntarily such as, your name, email address, copies of your emails to us, billing information, comments that you post, survey submissions, social media platforms, data services, your search queries, and any questions asked through Our Contact Us Page form.
The only way We would collect your email address is if you were to submit it through subscribing to Our email newsletter or if you were to email Us with a question, inquiry, feedback, or any other form of communication. You may also choose to opt-out of Our newsletter by clicking “unsubscribe” at the bottom of each email. Your email address may also be exchanged with the technology providers We use in accordance with the reasons for which you have given Us your address. This technology provider may also contact you should any account or protection concerns occur.
We will only use your submitted details for the purposes for which you provided them to Us.
Billing Information
When you purchase a product, We gather transaction information from when you order, such as product details, purchase prices, and the transaction’s date and place. We may also gather your billing details to use according to the reasons you have provided Us with them for.
Technologies And Third-Parties
- Our Site uses Cookies. As you access, browse, and use Our Site, automatic data collection technologies are put into place to;
- Customise and develop your experience with Us
- Monitor traffic flow and patterns of travel across Our pages
- Understand the total number of visitors on Our Site on an ongoing basis, the types of internet browsers (e.g. Chrome or Safari) used, and the types of devices (e.g. a computer or a mobile device) used
- Track the performance of Our Site across all browsers and devices in order to be able to make improvements
- Allow you to share Our pages and posts across any social networks Remember your settings during and between visits (even after you’ve closed the tab)
- Offer advertisements that genuinely interest you and;
- Improve both the speed and security of Our Site
Web Beacons
We use a technology called web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) on the pages of Our Site and Our emails. This enables Us to collect general information such as monitoring the number of users who have visited those pages, tracking the number of people who open Our emails, and recording certain content’s popularity.
Google Analytics
We use Google Analytics, a third-party service provider, to analyse Our Site’s use and provide Us with statistics. Doing this through the use of Cookies, Google Analytics collects information such as, Our users’ location, how often Our users visit Our Site, what pages they visit, how they’ve found or access Our Site, and other valuable analytics information.
We use the information Google Analytics provides to analyse traffic, analyse and improve Our marketing and advertising strategies, remarket Our products and Services, and improve Our Site. The information Google Analytics collects is not related to your personally identifiable information (such as your first and last name, email address, or billing information). Therefore, you cannot be recognised merely through browsing or accessing Our Site. Whilst Google Analytics uses Cookies to allow for their services to function, these Cookies cannot be used or accessed by anyone except for Google.
Review Google’s page on Technologies and Partner Sites for more information on how Google collects and processes your data.
General
We may collect information and use third-party Data Processors (such as Facebook Pixel) to link your information with your profiles and accounts on those websites. We may also receive information about you from Our partners or affiliates under their Privacy Policies. Note that we will not have access to any of your personally identifiable information by accessing this information.
How We Use Your Information
There are three separate categories in the ways We use your information;
Internal Use
- Provide you with well-operating and high maintenance features on Our Site
- Provide you with adequate customer service
- Identify you as a user or customer on Our Site
- Analyse Site usage, trends, and preferences to make constant improvements and updates to Our Site and Services
- Monitor Site metrics such as Our overall number of visitors, page views, and session duration
- Improve the quality of Our user experience and create new and improved features
- Allow Our third-party partners to provide personalised content and customised recommendations for products and Services
- Provide personalised advertisements that are relevant to your interests
- Analyse the effectiveness of certain aspects of Our Site and Services
- Determine general marketplace details regarding visitors to this Site
- Display advertisements and marketing that are relevant and may be of interest to you
- Provide you with Our products and Services that you have downloaded or purchased
- Resolve conflicts and issues
- Contact you regarding your experience with Our Site and Services and to provide you with support
- Contact you with Our Site updates, Services, and product promotions
- Track your entries and engagement with Our giveaways
Communications With You
We will use the email address you provided (either through subscribing to Our mailing list or newsletter, Our contact form on Our Contact Us page, through a giveaway, or a comment) to communicate with you about this Site, Our Services, and your orders. We may also send you emails for service-related announcements, such as if Our Site would ever need to be suspended for maintenance purposes.
Suppose you submit your email and wish to change your mind about receiving Our newsletter or updates. In that case, you may unsubscribe by clicking the “unsubscribe” button at the bottom of each of Our emails. Although, due to Us needing to communicate with you regarding the orders you place, you cannot choose to opt-out of receiving emails relating to your purchased orders.
External Use
We use third-party plugins from WordPress to provide additional functionality to Our Site. Whilst We may disclose some necessary information (which will not be able to identify you or any user personally) to these third-party services in order to allow them to perform specific functions; We do not sell, rent, trade, license, or otherwise disclose your personally identifiable information or any financial information to anyone unless required by law. Under rare circumstances, We may also release personal information where disclosure is necessary to protect our legal rights, enforce Our Terms of Use or other agreements, or protect Ourselves or others.
Please note that We must provide your credit card number to financial-services corporations (such as credit card processors and issuers) as it is required to process your orders.
The third-party services We work with include, but are not limited to, web analytics services, advertising networks, data management services, processing payments services, services for Our Site security and protection, conducting quality assurance and testing, support providing services, and social media share providers. Please note that We are not accountable for other websites or third-party Privacy Policies, and We cannot control or regulate how they may use or store your data.
You should contact the third-party directly if you have any concerns about any form of content. If you do not wish for your details to be shared in this manner, do not submit any of your personal details on this Site.
How We Secure Your Information
We have implemented safety measures, such as authentication tools and multi-factor authentication practices, to secure and protect your personal information from loss, disclosure, theft, alteration, or unauthorised access. All non-public information you provide Us with is stored on secure servers, behind firewalls, and is encrypted using SSL technology. We and the third-parties We partner with who provide services for us also maintain technical and physical safeguards to protect your personal information. These safety precautions are taken in order to ensure the safety and confidentiality of your personal information when it is transferred back and forth between a web server and a user.
Whilst We do Our best to secure your data, the transmission of information through the internet is not always completely secure. We do not guarantee the security or safety of your personal data through Our Site or Services; any submission and transmission of personal information are at your own risk. We assume no responsibility for circumvention of any privacy settings or security measures employed by Our Site or Services. It is highly advised that you protect any password you may have and not leave any billing information open on your browser or device.
Your Choices About Your Information
You have, of course, the option to have control over your information and what We can and cannot access.
Suppose you do not wish to accept Cookies. In that case, you have the option to decline Our use of Cookies on this Site when you first visit it (to learn more about how We use Cookies and how to disable them, see Our Cookie Policy). Please note that if you choose to refuse or disable Cookies, some part of this Site may not function properly and may become inaccessible.
You may also choose whether or not you wish to subscribe to Our newsletter; you can choose to opt-out of receiving emails from us by clicking the “unsubscribe” button at the bottom of each email.
To stop Us or any of Our third-party partners from accessing your personally identifiable information, do not submit any of your details onto any part of Our Site. If you have submitted prior information and wish to have it removed, email Us at info@moneybend.com.
Additional Information
Retaining Information
We will retain your Personal Information for reasonable business purposes and to comply with the law. We will also retain anonymous and non-identifiable information to improve Our Site and Services.
International Visitors
This Site is hosted in Australia, and this Privacy Policy is tailored for users located in Australia. Through accessing this Site, you acknowledge and consent to your personal information being transferred and handled in Australia as defined in this Privacy Policy.
Be mindful that the laws and regulations on data security applicable to the transfer of your personal information to Australia can vary from the laws of your country of residence.
Do Not Track Signals
Some web browsers may offer a “Do Not Track” (DNT) setting to allow customers to request that Our Site not track your activity. There is no current uniform standard for how websites should respond to DNT; therefore, Our Site does not respond to or obey such settings if activated by the user due to the lack of standards and understanding.
Changes In Policy
We reserve the right to make any modifications, adjustments or changes to Our Privacy Policy at any time. If this Privacy Policy is updated at any stage, We will post the updated version on this Site with the “Effective Date” posted at the top of the page. This is so that Our users are always aware of what information We collect, use, and disclose. We encourage you to regularly revisit this Policy so that you will know if it has been changed or updated. Please note that the continued use and access of Our Site after any update or changes to Our Privacy Policy will constitute your approval and acceptance of such change.
If you have any further questions, contact Us at info@moneybend.com.