Welcome to the MoneyBend.com Cookie Policy. This Policy discusses the information you need to know regarding our Cookies and why and how they are used. If and when you visit or use any of our sites and applications, Cookies and other tracking technologies will be used to display relevant content, products, services, and advertising in order to improve your experience. Cookies enable MoneyBend to understand your personal preferences and wants regarding the information presented on our site.
The use of Cookies on MoneyBend is optional and can either be accepted or denied by the site user. By accepting the use of Cookies, you agree that we can use the Cookies described in this Policy (please note that this Policy may be changed at any time in the future, so we encourage you to review it periodically to stay informed).
Cookies, local storage pixels, web beacons, mobile device IDs, and similar files or technologies to automatically collect and store information will be collectively referred to as the term “Cookies”. Note that if you allow us to use Cookies, you are allowing us to use all of the storing services as listed above.
What are Cookies?
Cookies are small text files that are downloaded onto your computer or mobile device to track particular aspects of your activity online when you access our website. As you browse, they gather information about the way you use our website and will allow for MoneyBend to recognise your device each time you visit. Our sites send your data to your browser (on your computer or mobile device) when you first request a web page; they then store this data so that MoneyBend can work more effectively according to your personal user preferences during your subsequent visits.
In no way do Cookies have the possibility of infecting your computer with viruses or installing malware. They merely allow our servers to induce personalised pages for our users (an example of this would be determining whether you have visited our site before or are a new user and remembering your login details so that you can avoid entering it each time you visit).
There are many different types of Cookies used for numerous functions. Please note that no Cookies contain any personally identifiable information; they are completely anonymous, so we will have no way of knowing any of your personal data, just the choices you make on our website.
There are two broad categories of Cookies:
First-Party Cookies: these are dealt directly by MoneyBend to your computer or mobile device.
Third-Party Cookies: these are dealt by a third-party on our behalf (these Cookies are used for functionality, performance and analytics, advertising, and social media purposes).
There are also two different types of Cookies:
Session Cookies: these only exist while your browser is open and are automatically deleted once you close it.
Permanent Cookies: these remain even after your browser is closed. They are used to recognise your computer once you open our page again.
Why are Cookies Used?
Cookies are able to separate you from other users and are used to help us provide content and improve MoneyBend up to your standards, ultimately aiding us in providing a safer experience for everyone.
Whilst the Cookies used may change occasionally, we use them to:
- Customise and develop your experience with us
- Monitor traffic flow and patterns of travel across our pages
- Understand the total number of visitors on our site on an ongoing basis and the types of internet browsers used as well as types of devices used
- Track the performance of our website across all browsers (e.g. Chrome or Safari) and devices (e.g. computer or mobile device) in order to be able to make improvements
- Allow you to share our pages across any social networks
- Remember your settings during and between visits (even after you’ve closed the tab)
- Offer advertisements that genuinely interest you and;
- Improve both the speed and security of our site
- Rest assured that we certainly do not use Cookies to:
- Collect any form of personal or identifiable data (unless you input it through one of our pages) or;
- Pass any of your personal or identifiable information onto any third-party pages
What Happens if you Don't Want Cookies?
Users are able to deny us the permission to use Cookies. However, if you choose to disable our Cookies’ use, please bear in mind that your experience with us may be limited. Without Cookies, our website’s optimal navigation and the correct visualisation of some tools would be affected as some features would be disabled. As well as this, your experience with us would not be as personalised as details in certain features wouldn’t be saved, and you wouldn’t receive ads that are relevant to you.
You will also find that you may not have access to certain features or content on our site (especially where Cookies are used for security and fraud detection purposes) as they won’t work without the use of Cookies.
Disabling Cookies
Most browsers on the internet support Cookies, but you can block and delete them from your browser whenever you like. When you first visit MoneyBend.com, you will be given the option of whether or not you wish to accept the use of Cookies. If you initially accepted this and want to change your mind, you can adjust your browser settings.
Most browsers will allow you to change your Cookie settings; you will generally find this feature in your browser’s “options” or “preferences” menu. You can also go to your browser’s “Help” function, which should also tell you how to disable Cookies.
If you wish to opt-out of Google Analytics (Google’s method of tracking and reporting website traffic for marketing platforms), you can do so through here.
Our Cookies; Different Types of Cookies
Some of our Cookies are essential to provide you with our services on MoneyBend.com and are a necessity for our web pages' functioning as, without them, parts of our website may not be operational. Our other types of Cookies are non-essential; they are not required for our website's functioning but allow for the collection of user activity data to be efficient and straightforward. Essential Cookies do not store information regarding the activity of users, whereas non-essential Cookies do.
Email Subscription Cookies
MoneyBend offers an email subscription service that allows us to provide you with information regarding different financial aspects. Our implemented Cookies are used to remember whether you are already registered with us or not and decide whether or not to show certain notifications (which may be valid exclusively to subscribed/unsubscribed users).
Third Party Cookies
In some situations, we can also use Cookies provided by trusted third-parties. The third-party Cookies you might encounter on our site are used for analytics, social networks, feedback services and advertisements. We partner with third-parties who provide Cookies on our behalf and use their statistical information to customise content to your preferences. These companies may also pass this information to their own third-parties (whether it may be required by law or to have their own information processed on their behalf). Due to how Cookies work, we cannot access these Cookies, nor do we have any control over them. Instead, we recommend that you check the third-parties Cookie Policies to learn more about or disable them.
Third-party partners of MoneyBend:
- Google Analytics
Purchasing Cookies
You can purchase items through our affiliate links relating to any of our financial topics. There is a high chance that whatever website you are buying from will also use their own Cookies to track sales. Please be aware of this and ensure that you read through their Cookie Policy if you are uncertain about using their site.
Advertising Cookies
Here at MoneyBend, we use advertising Cookies to understand what advertisements are more relevant to you based on the sections of our site you visit, and your geographical location. As already mentioned, third-parties will also use Cookies on our site to enable the tracking of your activity across various sites where their advertisements are shown. We also use targeting or advertising Cookies to control the number of times you see the same ad and monitor how long it’s been since you’ve last seen it. This information helps to measure our advertisements’ effectiveness and help tailor the ads you see so that the products and services you see are relevant to your interests.
These Cookies are completely anonymous and do not in any way contain any personally identifiable information. They store information about the content you browse, not who you are. Please note that disenabling our advertising Cookies will not mean you no longer see advertisements, just that they will no longer be tailored to you or your interests.
Social Media Cookies
We use social media plugins on MoneyBend to allow you to connect easily with your social networks. For these to work, Facebook, Instagram, Twitter, Pinterest, Linked-In, and YouTube will set Cookies through our site to add to the data they have for their purposes (such as behavioural advertising, analytics, and market research). If you share an article using either of those social networks, for instance, they will have taken record that you have done this.
Functional Cookies
Functional Cookies remember user preferences and website customisations such as usernames, language settings, and whether or not the website should display alerts. Whilst they aren’t considered necessary, they enhance your experience with our site and tailor our services to you. Having these Cookies prevents users from having to re-enter information and change settings repeatedly. Disabling this may impact how the site functions, hinder optimal navigation or induce certain impracticalities.
Performance Cookies
Known as both analytics and performance Cookies, they are used to compile visitor statistics, collecting information about how you use our site and its performance to help us improve the way it works. Analytics and performance cookies record which pages our users view the most, how long users spend on our site, how many users return to our site, whether you experience any difficulties, how effective our advertisements are, and the overall usage patterns. This is done through our users’ IP; rest assured, we cannot collect any personally identifiable data through this.
This information is crucial in better maintaining, operating, and improving our site so that we can continue to publish engaging content for you.
More Information
We hope this page has helped you with understanding our use of Cookies; if you are still unsure about any information presented here, you can click these links for more clarification:
https://www.youronlinechoices.com/
By clicking “I agree” to our Cookie Policy, you consent for MoneyBend and all of our third-party partners to use these Cookies. If you have any further questions, suggestions, or comments about this Policy, please contact us at info@moneybend.com.